Social Security Benefits

Social Security Benefits – Social Security Benefits are administered by the Social Security Administration, and are benefits provided to seniors, survivors of insured workers and disabled persons. Social Security benefits can be received by:

A disabled insured worker under the age of 65;

A retired insured worker at age 62 or older;

A spouse of a retired or disabled worker entitled to benefits who: (1) is aged 62 or older or (2) is caring for a child under the age of 16 or a disabled child over the age of 16, who is entitled to benefits on the worker’s Social Security record;

A divorced spouse of a retired or disabled worker entitled to benefits if age 62 or older, and if married to the worker for at least 10 years;

A divorced spouse of a fully insured worker who has not yet filed a claim for benefits if both are age 62 or older, were married for at least 10 years, and have been divorced for at least two years;

A dependent, unmarried child or a retired or disabled worker entitled to benefits, or of a deceased insured worker if the child is (1) under the age of 18, or (2) under the age of 19 and a full-time student in elementary or secondary school, or (3) age 18 or older but under a disability that began prior to age 22;

A surviving spouse (including a surviving divorced spouse) of a deceased insured worker, if the widow(er) is age 60 or older; A disabled surviving spouse (including a surviving divorced spouse in some circumstances) of a deceased insured worker, if the widow(er) is age 50 – 59 and becomes disabled within a specified period;

A surviving spouse (including a surviving divorced spouse) of a deceased insured worker, regardless of age, if caring for an entitled child of the deceased worker, who is either under the age of 16 or disabled before the age of 22;

Dependent parents of a deceased insured worker at age 62 or older.

In order to receive Social Security benefits, an application must be submitted to the Social Security Administration, and approved.